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Passionate about property...
dedicated to clients

Specialist property based finance for all kinds of residential and commercial property

Whether you are a seasoned investor or dipping your toe into this lucrative market, our whole of market range of lenders, ensures you have access to fund whatever project you are considering.

Lending has changed dramatically over the last 10 years, there are 100’s of lenders out there, why waste your time trying to find the right lender, by using our services you take the headaches away.


With over 30 years experience, our team can quickly assess your case and provide options within hours of your enquiry.

Ideally it is always best to speak and discuss your case, so many times the detail makes the difference, however if you are time short or you are view our site out of hours as many clients often do, please complete our enquiry form and we will respond at the earliest opportunity.  


Contact us today for help, advice and immediate direction. 


Bridging Loans

  • Market leading rates from 0.44%

  • Don’t miss an investment opportunity

  • Auction purchases

  • Unmortgageable properties 

  • Property Refurbishment

  • Funding chain break

  • Short term working capital

  • Land Purchases

Case Study

An emergency case referred by a leading high street bank, Central Property Finance pulled out all the stops.

Bridging Loans
Case Study

Great clients, experienced investors, looking to secure a great deal following recent changes in tax legislation.

Limited Company Mortgages

  • In depth experience of complex cases

  • Trading business and investment property

  • Professional landlords looking to incorporate

  • Complex cases with multiple types of property

  • Single purchases

  • Portfolio purchases

  • Refinance to release capital

Limited Company Mortgages

Commercial Property Finance

  • Rates from 2% upwards (owner occupied)

  • Grant Funding available for trading businesses

  • Rates from 2.5% upwards (investment)

  • All kinds of commercial property covered    

  • Offices, Shops, Retail

  • Specialist areas, eg waste disposal, equestrian, pubs etc     

Case Study

Family dreams brought to reality in new company venture.

Commercial Property Finance

"Lending has changed dramatically over the last 10 years, there are 100’s of lenders out there, why waste your time trying to find the right lender, by using our services you take the headaches away"

Renovation Finance

Renovation Finance 

  • HMO Conversions

  • Commercial to Residential

  • Residential to Commercial

  • Barn Conversions

  • Church Conversions

  • Remediation Works

Case Study

A golden opportunity we were determined not to let our client miss.

Development Finance
Case Study

Challenges all the way on a complex deal, but Central Property Finance got the client there.

Development Finance

  • Specialist lenders for all projects

  • 1-24 month terms

  • Rates from 4.5% upwards

  • Pre-planning funded

  • Single Build Schemes

  • Multi Unit Schemes

  • First Time Developers

  • Experienced Developers

Buy to Let and HMOs

Buy to Let & HMO’s

  • Residential Investment

  • HMO’s – no size limit

  • Multi Unit Properties

  • Student Accommodation

  • Supported Living Accomodation

  • Housing Associations

Case Study

An excellent example of how clever finance can obtain the property you want. 

About us

A brokerage offering an unrivalled level of personal service

Headed up by Sam Sturdy, Central Property Finance is a specialist division of Central Business Finance established in 2010.


We look after a vast range of investors from first time investors to seasoned professionals. We find the more complicated the investor/developer the more specialist advice they need.


The landscape of lending has changed dramatically, and in our opinion for the better.  We pride ourselves not on being the biggest players in the market, but a boutique brokerage offering an unrivalled level of personal service.

With a wealth of experience in trading business funding and grant funding there was a natural progression to support the property sector after the crash of 2008. 

Landlords and investors were finding it difficult to fund the huge opportunities that were out there. With years of experience in property funding combined with unrivalled knowledge in the trading business funding arena, we were able to offer what other brokers didn’t and largely still don’t.


Our business comes vastly from recommendation and referral. Our referrals range from high street banks and other lenders looking for us to raise top up funding for their clients, to accountants, solicitors, IFA’s and mortgage brokers. Of course, we are proud to say we have a very high percentage of repeat business and it goes without saying we always welcome new business enquiries directly.

We look forward to doing business with you.

Sam Sturdy.JPG

our business is your business

If you are frustrated with brokerage’s that make big noise and big promises but don’t deliver to you or your clients perhaps it's time to speak to us. We guarantee to look after your client and your relationship with your client.

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Tel: 0121 236 4550


Central Business Finance
50-54 St Pauls Square

West Midlands
B3 1QS

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Central Business Finance recognise and respect the privacy and data protection rights of individuals with regards to personal data. We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. For further details as to how Central Business Finance uses personal data, please refer to our Privacy Policy.

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